Jacksonville vs Charlotte: Cost of Living (2026)

A side-by-side comparison of Jacksonville, FL and Charlotte, NC, using US Census Bureau data.

MetricJacksonville, FLCharlotte, NC
Population950,203875,045
Median household income$64,138$74,070
Median home value$243,000$312,800
Median rent (/mo)$1,281$1,399

Source: US Census Bureau ACS 5-Year (2022). Highlighted cell = more affordable / higher income.

Comparing Jacksonville, FL and Charlotte, NC comes down to what you value most. Jacksonville has the lower median home value, and Jacksonville has the lower median rent.

Charlotte has the higher median household income, which affects how far a paycheck stretches against local housing costs. The table below breaks down the key numbers side by side, all sourced from the US Census Bureau.

Frequently asked questions

Is it cheaper to live in Jacksonville or Charlotte?
By median home value, Jacksonville is the cheaper of the two ($243,000 vs $312,800). Rent and income differ too — see the full comparison above.
Which has higher salaries, Jacksonville or Charlotte?
Median household income is $64,138 in Jacksonville versus $74,070 in Charlotte, per the US Census Bureau.

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