Palm Bay vs Independence: Cost of Living (2026)

A side-by-side comparison of Palm Bay, FL and Independence, MO, using US Census Bureau data.

MetricPalm Bay, FLIndependence, MO
Population121,513122,218
Median household income$62,538$57,415
Median home value$226,200$150,800
Median rent (/mo)$1,345$1,020

Source: US Census Bureau ACS 5-Year (2022). Highlighted cell = more affordable / higher income.

Comparing Palm Bay, FL and Independence, MO comes down to what you value most. Independence has the lower median home value, and Independence has the lower median rent.

Palm Bay has the higher median household income, which affects how far a paycheck stretches against local housing costs. The table below breaks down the key numbers side by side, all sourced from the US Census Bureau.

Frequently asked questions

Is it cheaper to live in Palm Bay or Independence?
By median home value, Independence is the cheaper of the two ($150,800 vs $226,200). Rent and income differ too — see the full comparison above.
Which has higher salaries, Palm Bay or Independence?
Median household income is $62,538 in Palm Bay versus $57,415 in Independence, per the US Census Bureau.

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