Chula Vista vs Plano: Cost of Living (2026)

A side-by-side comparison of Chula Vista, CA and Plano, TX, using US Census Bureau data.

MetricChula Vista, CAPlano, TX
Population276,103284,948
Median household income$101,984$105,679
Median home value$647,100$412,500
Median rent (/mo)$2,035$1,699

Source: US Census Bureau ACS 5-Year (2022). Highlighted cell = more affordable / higher income.

Comparing Chula Vista, CA and Plano, TX comes down to what you value most. Plano has the lower median home value, and Plano has the lower median rent.

Plano has the higher median household income, which affects how far a paycheck stretches against local housing costs. The table below breaks down the key numbers side by side, all sourced from the US Census Bureau.

Frequently asked questions

Is it cheaper to live in Chula Vista or Plano?
By median home value, Plano is the cheaper of the two ($412,500 vs $647,100). Rent and income differ too — see the full comparison above.
Which has higher salaries, Chula Vista or Plano?
Median household income is $101,984 in Chula Vista versus $105,679 in Plano, per the US Census Bureau.

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