Clearwater vs Billings: Cost of Living (2026)

A side-by-side comparison of Clearwater, FL and Billings, MT, using US Census Bureau data.

MetricClearwater, FLBillings, MT
Population116,984117,093
Median household income$59,358$69,692
Median home value$287,900$285,300
Median rent (/mo)$1,389$1,064

Source: US Census Bureau ACS 5-Year (2022). Highlighted cell = more affordable / higher income.

Comparing Clearwater, FL and Billings, MT comes down to what you value most. Billings has the lower median home value, and Billings has the lower median rent.

Billings has the higher median household income, which affects how far a paycheck stretches against local housing costs. The table below breaks down the key numbers side by side, all sourced from the US Census Bureau.

Frequently asked questions

Is it cheaper to live in Clearwater or Billings?
By median home value, Billings is the cheaper of the two ($285,300 vs $287,900). Rent and income differ too — see the full comparison above.
Which has higher salaries, Clearwater or Billings?
Median household income is $59,358 in Clearwater versus $69,692 in Billings, per the US Census Bureau.

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