Clearwater vs Richardson: Cost of Living (2026)

A side-by-side comparison of Clearwater, FL and Richardson, TX, using US Census Bureau data.

MetricClearwater, FLRichardson, TX
Population116,984118,063
Median household income$59,358$94,362
Median home value$287,900$379,800
Median rent (/mo)$1,389$1,725

Source: US Census Bureau ACS 5-Year (2022). Highlighted cell = more affordable / higher income.

Comparing Clearwater, FL and Richardson, TX comes down to what you value most. Clearwater has the lower median home value, and Clearwater has the lower median rent.

Richardson has the higher median household income, which affects how far a paycheck stretches against local housing costs. The table below breaks down the key numbers side by side, all sourced from the US Census Bureau.

Frequently asked questions

Is it cheaper to live in Clearwater or Richardson?
By median home value, Clearwater is the cheaper of the two ($287,900 vs $379,800). Rent and income differ too — see the full comparison above.
Which has higher salaries, Clearwater or Richardson?
Median household income is $59,358 in Clearwater versus $94,362 in Richardson, per the US Census Bureau.

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