Vacaville, CA Relocation Guide (2026)
Cost of living, housing, and income data for Vacaville, sourced from the US Census Bureau.
Salary needed to live in Vacaville →
Source: US Census Bureau ACS 5-Year (2022). Last updated July 2026.
Vacaville's population is about 101,631. On income, the typical household clears $106,764 a year, running above the median household income across the cities we cover (+48%).
Expect a median home value of $560,400 in Vacaville, which runs above what we see across other cities (+72%). Median rent lands at $2,141/month — a useful baseline before comparing mortgage payments to rent.
Buying a typical home in Vacaville would run about 5.2 years of median household income — a moderate multiple, not unusually high or low. Home prices around Vacaville have pulled back slightly over the past year, down about 0.32%. FEMA rates Vacaville's overall natural-hazard risk as Relatively High — worth factoring into home insurance costs.
Personal Affordability Check
Renting at $2,141/mo in Vacaville would take 24.1% of your income.
$528/mo under the 30% guideline.
Buying the median home ($560,400) would take 33.6% of your income toward principal & interest.
$501/mo over the 28% guideline.
Cost of housing in Vacaville
Median home value is $560,400 and median gross rent is $2,141/month. For buyers, monthly costs depend heavily on current mortgage rates — worth checking before you commit.
FHFA's county-level home price index for Solano fell 0.32% over the past year (as of 2025).
HUD's FY 2026 Fair Market Rent for a 2-bedroom unit in the surrounding county is $2,178/month.
Climate & home insurance
FEMA rates Vacaville's overall natural-hazard risk as Relatively High. Risk level is a major driver of home insurance premiums.
Safety
Vacaville reported a violent crime rate of 264.2 per 100,000 residents in 2025, per FBI data.
Moving to Vacaville
Planning a move to Vacaville? Compare licensed movers and get quotes based on your origin and move date.
Frequently asked questions
- What is the cost of living in Vacaville, CA?
- The US Census Bureau ACS 5-Year (2022) puts Vacaville's median home value at $560,400, median rent at $2,141/month, and median household income at $106,764.
- How much do you need to earn to live comfortably in Vacaville?
- To keep rent under the commonly recommended 30% of income in Vacaville, where median rent runs $2,141/month, you'd want to earn about $85,640 annually. See the full salary breakdown (renting and buying) for Vacaville.
- Is it better to rent or buy in Vacaville?
- Buying at Vacaville's median home value of $560,400 takes about $128,217 a year in principal-and-interest income (20% down, 30-year fixed, current mortgage rates), compared with roughly $85,640 a year to comfortably rent at the median $2,141/month. Down payment and expected length of stay usually settle the question.
- Is Vacaville safe?
- FBI data puts Vacaville's violent crime rate at 264.2 per 100,000 residents for 2025 — a useful benchmark alongside other cities you're weighing.
See the full salary breakdown for Vacaville →
Cities with a similar cost of living
Matched on median rent and household income within 15% of Vacaville's.