Highlands Ranch, CO Relocation Guide (2026)

Cost of living, housing, and income data for Highlands Ranch, sourced from the US Census Bureau.

101,514
Population
$148,227
Median household income
+105% vs tracked median
$637,400
Median home value
+95% vs tracked median
$2,353/mo
Median rent
+68% vs tracked median

Source: US Census Bureau ACS 5-Year (2022). Last updated July 2026.

Highlands Ranch, Colorado is home to roughly 101,514 residents. The typical household earns $148,227 per year — above the median across cities we track (+105%).

Housing costs are a defining factor for anyone relocating here. The median home value sits at $637,400 (above the multi-city median at +95%), while renters pay a median of $2,353 per month. Buyers should weigh current mortgage rates and local property taxes against these figures before committing.

Cost of housing in Highlands Ranch

Median home value is $637,400 and median gross rent is $2,353/month. For buyers, monthly costs depend heavily on current mortgage rates — worth checking before you commit.

Walkability & transit

Walkability data (Walk Score) will appear here once enrichment is run for Highlands Ranch.

Climate & home insurance

Climate and flood-risk data (FEMA National Risk Index) will appear here once enrichment is run. Home insurance costs vary widely by region and risk profile.

Moving to Highlands Ranch

Planning a move to Highlands Ranch? Compare licensed movers and get quotes based on your origin and move date.

Frequently asked questions

What is the cost of living in Highlands Ranch, CO?
In Highlands Ranch, the median home value is $637,400 and median rent is $2,353 per month, against a median household income of $148,227. These figures come from the US Census Bureau ACS 5-Year (2022).
How much do you need to earn to live comfortably in Highlands Ranch?
A common guideline is that rent should stay under 30% of gross income. With median rent at $2,353/month, that implies an income of about $94,120 to keep housing affordable in Highlands Ranch.
Is it better to rent or buy in Highlands Ranch?
With a median home value of $637,400 and median rent of $2,353/month, the buy-vs-rent decision in Highlands Ranch depends on how long you plan to stay, current mortgage rates, and your down payment. Compare monthly mortgage estimates against the rent figure above.

Compare Highlands Ranch to similar cities