Westminster, CO Relocation Guide (2026)
Cost of living, housing, and income data for Westminster, sourced from the US Census Bureau.
Salary needed to live in Westminster →
Source: US Census Bureau ACS 5-Year (2022). Last updated July 2026.
Westminster counts roughly 115,502 residents, and the median household brings in $90,651 annually — +26% relative to the cities in our dataset, putting incomes here above the pack.
In Westminster, the median home is valued at $467,200 — above the median across the cities we track (+43%) — and typical rent runs $1,732 a month. Factor in mortgage rates and property taxes when sizing up whether buying pencils out.
The home-value-to-income ratio in Westminster — around 5.2× — falls into a middle tier, neither notably affordable nor notably stretched. Westminster's home prices have stayed largely flat, rising just 0.48% from a year earlier. FEMA rates Westminster's overall natural-hazard risk as Relatively High — worth factoring into home insurance costs.
Personal Affordability Check
Renting at $1,732/mo in Westminster would take 22.9% of your income.
$534/mo under the 30% guideline.
Buying the median home ($467,200) would take 33.0% of your income toward principal & interest.
$379/mo over the 28% guideline.
Cost of housing in Westminster
Median home value is $467,200 and median gross rent is $1,732/month. For buyers, monthly costs depend heavily on current mortgage rates — worth checking before you commit.
FHFA's county-level home price index for Jefferson rose 0.48% over the past year (as of 2025).
HUD's FY 2026 Fair Market Rent for a 2-bedroom unit in the surrounding county is $2,089/month.
Climate & home insurance
FEMA rates Westminster's overall natural-hazard risk as Relatively High. Risk level is a major driver of home insurance premiums.
Safety
Westminster reported a violent crime rate of 288.8 per 100,000 residents in 2025, per FBI data.
Moving to Westminster
Planning a move to Westminster? Compare licensed movers and get quotes based on your origin and move date.
Frequently asked questions
- What is the cost of living in Westminster, CO?
- Cost of living in Westminster centers on housing: median home value runs $467,200, median rent runs $1,732/month, and the typical household earns $90,651 a year. Data via the US Census Bureau ACS 5-Year (2022).
- How much do you need to earn to live comfortably in Westminster?
- To keep rent under the commonly recommended 30% of income in Westminster, where median rent runs $1,732/month, you'd want to earn about $69,280 annually. See the full salary breakdown (renting and buying) for Westminster.
- Is it better to rent or buy in Westminster?
- Buying at Westminster's median home value of $467,200 takes about $106,893 a year in principal-and-interest income (20% down, 30-year fixed, current mortgage rates), compared with roughly $69,280 a year to comfortably rent at the median $1,732/month. Down payment and expected length of stay usually settle the question.
- Is Westminster safe?
- FBI data puts Westminster's violent crime rate at 288.8 per 100,000 residents for 2025 — a useful benchmark alongside other cities you're weighing.
See the full salary breakdown for Westminster →
Cities with a similar cost of living
Matched on median rent and household income within 15% of Westminster's.