Miami Gardens, FL Relocation Guide (2026)
Cost of living, housing, and income data for Miami Gardens, sourced from the US Census Bureau.
Salary needed to live in Miami Gardens →
Source: US Census Bureau ACS 5-Year (2022). Last updated July 2026.
Roughly 111,618 people call Miami Gardens, Florida home. Household income runs $56,071 at the median, below what we see across the broader set of cities (-22%).
Housing costs are a defining factor for anyone relocating to Miami Gardens. The median home value sits at $299,700 (roughly in line with the multi-city median at -8%), while renters pay a median of $1,583 per month. Buyers should weigh current mortgage rates and local property taxes against these figures before committing.
Home prices in Miami Gardens run about 5.3× median household income — a middle-of-the-road ratio, neither a bargain nor a stretch by our tracked standards. Year-over-year, home values around Miami Gardens are up 2.79%, a pace in line with a healthy, unremarkable market. Miami Gardens carries a Very High hazard rating from FEMA — elevated risk that's typically reflected in higher insurance premiums.
Personal Affordability Check
Renting at $1,583/mo in Miami Gardens would take 33.9% of your income.
$181/mo over the 30% guideline.
Buying the median home ($299,700) would take 34.2% of your income toward principal & interest.
$292/mo over the 28% guideline.
Cost of housing in Miami Gardens
Median home value is $299,700 and median gross rent is $1,583/month. For buyers, monthly costs depend heavily on current mortgage rates — worth checking before you commit.
FHFA's county-level home price index for Miami-Dade rose 2.79% over the past year (as of 2025).
HUD's FY 2026 Fair Market Rent for a 2-bedroom unit in the surrounding county is $2,436/month.
Climate & home insurance
FEMA rates Miami Gardens's overall natural-hazard risk as Very High. Risk level is a major driver of home insurance premiums.
Safety
Miami Gardens reported a violent crime rate of 362 per 100,000 residents in 2025, per FBI data.
Moving to Miami Gardens
Planning a move to Miami Gardens? Compare licensed movers and get quotes based on your origin and move date.
Frequently asked questions
- What is the cost of living in Miami Gardens, FL?
- Miami Gardens's key cost-of-living figures: $299,700 median home value, $1,583 median monthly rent, and $56,071 median household income, per the US Census Bureau ACS 5-Year (2022).
- How much do you need to earn to live comfortably in Miami Gardens?
- Miami Gardens's median rent of $1,583/month works out to roughly $63,320 in annual income needed, if you're budgeting the standard 30% of gross pay toward rent. See the full salary breakdown (renting and buying) for Miami Gardens.
- Is it better to rent or buy in Miami Gardens?
- In Miami Gardens, comfortably renting the median unit ($1,583/month) takes about $63,320 in annual income, while buying the median home ($299,700) takes roughly $68,570 a year in principal and interest alone (assumes 20% down, a 30-year fixed loan, and current mortgage rates).
- Is Miami Gardens safe?
- Per FBI Crime Data Explorer figures, Miami Gardens's violent crime rate was 362 per 100,000 residents in 2025.
See the full salary breakdown for Miami Gardens →
Cities with a similar cost of living
Matched on median rent and household income within 15% of Miami Gardens's.