Overland Park, KS Relocation Guide (2026)
Cost of living, housing, and income data for Overland Park, sourced from the US Census Bureau.
Salary needed to live in Overland Park →
Source: US Census Bureau ACS 5-Year (2022). Last updated July 2026.
Overland Park counts roughly 196,676 residents, and the median household brings in $100,876 annually — +40% relative to the cities in our dataset, putting incomes here above the pack.
In Overland Park, the median home is valued at $361,800 — above the median across the cities we track (+11%) — and typical rent runs $1,378 a month. Factor in mortgage rates and property taxes when sizing up whether buying pencils out.
At roughly 3.6 times median income, Overland Park's home values sit in a balanced range compared to the cities we track. Home prices near Overland Park have risen a steady 3.8% over the past year — measured growth, not a spike. FEMA's National Risk Index puts Overland Park at Relatively High for overall natural-hazard risk, a factor that can push home insurance costs up.
Personal Affordability Check
Renting at $1,378/mo in Overland Park would take 16.4% of your income.
$1,144/mo under the 30% guideline.
Buying the median home ($361,800) would take 23.0% of your income toward principal & interest.
$422/mo under the 28% guideline.
Cost of housing in Overland Park
Median home value is $361,800 and median gross rent is $1,378/month. For buyers, monthly costs depend heavily on current mortgage rates — worth checking before you commit.
FHFA's county-level home price index for Johnson rose 3.8% over the past year (as of 2025).
HUD's FY 2026 Fair Market Rent for a 2-bedroom unit in the surrounding county is $1,358/month.
Climate & home insurance
FEMA rates Overland Park's overall natural-hazard risk as Relatively High. Risk level is a major driver of home insurance premiums.
Safety
Overland Park reported a violent crime rate of 161.1 per 100,000 residents in 2025, per FBI data.
Moving to Overland Park
Planning a move to Overland Park? Compare licensed movers and get quotes based on your origin and move date.
Frequently asked questions
- What is the cost of living in Overland Park, KS?
- Housing drives most of the cost-of-living picture in Overland Park — median home value of $361,800, median rent of $1,378/month — set against a median household income of $100,876 (US Census Bureau ACS 5-Year (2022)).
- How much do you need to earn to live comfortably in Overland Park?
- At Overland Park's median rent of $1,378/month, the 30%-of-income guideline suggests an annual income around $55,120 to stay comfortably housed. See the full salary breakdown (renting and buying) for Overland Park.
- Is it better to rent or buy in Overland Park?
- Comparing the two in Overland Park: renting at the median $1,378/month needs about $55,120 in annual income (30% guideline), while buying the $361,800 median home needs roughly $82,778 a year in principal-and-interest, assuming 20% down and a 30-year fixed loan at current rates.
- Is Overland Park safe?
- The most recent FBI figures (2025) show a violent crime rate of 161.1 per 100,000 residents in Overland Park.
See the full salary breakdown for Overland Park →
Cities with a similar cost of living
Matched on median rent and household income within 15% of Overland Park's.