Cambridge, MA Relocation Guide (2026)
Cost of living, housing, and income data for Cambridge, sourced from the US Census Bureau.
Source: US Census Bureau ACS 5-Year (2022). Last updated July 2026.
in-content-top (set NEXT_PUBLIC_ADSENSE_CLIENT to serve real ads)Cambridge, Massachusetts is home to roughly 117,962 residents. The typical household earns $121,539 per year — above the median across cities we track (+68%).
Housing costs are a defining factor for anyone relocating here. The median home value sits at $997,600 (above the multi-city median at +205%), while renters pay a median of $2,628 per month. Buyers should weigh current mortgage rates and local property taxes against these figures before committing.
Cost of housing in Cambridge
Median home value is $997,600 and median gross rent is $2,628/month. For buyers, monthly costs depend heavily on current mortgage rates — worth checking before you commit.
Walkability & transit
Walkability data (Walk Score) will appear here once enrichment is run for Cambridge.
Climate & home insurance
Climate and flood-risk data (FEMA National Risk Index) will appear here once enrichment is run. Home insurance costs vary widely by region and risk profile.
in-content-mid (set NEXT_PUBLIC_ADSENSE_CLIENT to serve real ads)Moving to Cambridge
Planning a move to Cambridge? Compare licensed movers and get quotes based on your origin and move date.
Frequently asked questions
- What is the cost of living in Cambridge, MA?
- In Cambridge, the median home value is $997,600 and median rent is $2,628 per month, against a median household income of $121,539. These figures come from the US Census Bureau ACS 5-Year (2022).
- How much do you need to earn to live comfortably in Cambridge?
- A common guideline is that rent should stay under 30% of gross income. With median rent at $2,628/month, that implies an income of about $105,120 to keep housing affordable in Cambridge.
- Is it better to rent or buy in Cambridge?
- With a median home value of $997,600 and median rent of $2,628/month, the buy-vs-rent decision in Cambridge depends on how long you plan to stay, current mortgage rates, and your down payment. Compare monthly mortgage estimates against the rent figure above.