Quincy, MA Relocation Guide (2026)
Cost of living, housing, and income data for Quincy, sourced from the US Census Bureau.
Salary needed to live in Quincy →
Source: US Census Bureau ACS 5-Year (2022). Last updated July 2026.
Quincy counts roughly 100,981 residents, and the median household brings in $90,668 annually — +26% relative to the cities in our dataset, putting incomes here above the pack.
In Quincy, the median home is valued at $563,200 — above the median across the cities we track (+72%) — and typical rent runs $1,901 a month. Factor in mortgage rates and property taxes when sizing up whether buying pencils out.
The ratio of median home value to median household income in Quincy — roughly 6.2× — is on the high side, a sign that local pay hasn't kept pace with housing costs. Quincy's home prices climbed 2.98% over the past year — steady appreciation without signs of overheating. FEMA rates Quincy's overall natural-hazard risk as Relatively Moderate — comparatively low, which tends to keep home insurance costs in check.
Personal Affordability Check
Renting at $1,901/mo in Quincy would take 25.2% of your income.
$366/mo under the 30% guideline.
Buying the median home ($563,200) would take 39.8% of your income toward principal & interest.
$891/mo over the 28% guideline.
Cost of housing in Quincy
Median home value is $563,200 and median gross rent is $1,901/month. For buyers, monthly costs depend heavily on current mortgage rates — worth checking before you commit.
FHFA's county-level home price index for Norfolk rose 2.98% over the past year (as of 2025).
Climate & home insurance
FEMA rates Quincy's overall natural-hazard risk as Relatively Moderate. Risk level is a major driver of home insurance premiums.
Safety
Quincy reported a violent crime rate of 302 per 100,000 residents in 2025, per FBI data.
Moving to Quincy
Planning a move to Quincy? Compare licensed movers and get quotes based on your origin and move date.
Frequently asked questions
- What is the cost of living in Quincy, MA?
- The US Census Bureau ACS 5-Year (2022) puts Quincy's median home value at $563,200, median rent at $1,901/month, and median household income at $90,668.
- How much do you need to earn to live comfortably in Quincy?
- A common guideline is that rent should stay under 30% of gross income. With median rent at $1,901/month in Quincy, that implies an income of about $76,040 to keep housing affordable. See the full salary breakdown (renting and buying) for Quincy.
- Is it better to rent or buy in Quincy?
- Buying at Quincy's median home value of $563,200 takes about $128,857 a year in principal-and-interest income (20% down, 30-year fixed, current mortgage rates), compared with roughly $76,040 a year to comfortably rent at the median $1,901/month. Down payment and expected length of stay usually settle the question.
- Is Quincy safe?
- FBI data puts Quincy's violent crime rate at 302 per 100,000 residents for 2025 — a useful benchmark alongside other cities you're weighing.
See the full salary breakdown for Quincy →
Cities with a similar cost of living
Matched on median rent and household income within 15% of Quincy's.