Yonkers, NY Relocation Guide (2026)
Cost of living, housing, and income data for Yonkers, sourced from the US Census Bureau.
Salary needed to live in Yonkers →
Source: US Census Bureau ACS 5-Year (2022). Last updated July 2026.
Yonkers counts roughly 209,780 residents, and the median household brings in $78,208 annually — +8% relative to the cities in our dataset, putting incomes here roughly in line with the pack.
In Yonkers, the median home is valued at $456,500 — above the median across the cities we track (+40%) — and typical rent runs $1,659 a month. Factor in mortgage rates and property taxes when sizing up whether buying pencils out.
The ratio of median home value to median household income in Yonkers — roughly 5.8× — is on the high side, a sign that local pay hasn't kept pace with housing costs. The local market has seen 5.66% price growth over the past year — solid, sustainable movement rather than a rapid runup. FEMA's National Risk Index puts Yonkers at Relatively High for overall natural-hazard risk, a factor that can push home insurance costs up.
Personal Affordability Check
Renting at $1,659/mo in Yonkers would take 25.5% of your income.
$296/mo under the 30% guideline.
Buying the median home ($456,500) would take 37.4% of your income toward principal & interest.
$612/mo over the 28% guideline.
Cost of housing in Yonkers
Median home value is $456,500 and median gross rent is $1,659/month. For buyers, monthly costs depend heavily on current mortgage rates — worth checking before you commit.
FHFA's county-level home price index for Westchester rose 5.66% over the past year (as of 2025).
HUD's FY 2026 Fair Market Rent for a 2-bedroom unit in the surrounding county is $2,910/month.
Climate & home insurance
FEMA rates Yonkers's overall natural-hazard risk as Relatively High. Risk level is a major driver of home insurance premiums.
Safety
Yonkers reported a violent crime rate of 263.4 per 100,000 residents in 2025, per FBI data.
Moving to Yonkers
Planning a move to Yonkers? Compare licensed movers and get quotes based on your origin and move date.
Frequently asked questions
- What is the cost of living in Yonkers, NY?
- The US Census Bureau ACS 5-Year (2022) puts Yonkers's median home value at $456,500, median rent at $1,659/month, and median household income at $78,208.
- How much do you need to earn to live comfortably in Yonkers?
- At Yonkers's median rent of $1,659/month, the 30%-of-income guideline suggests an annual income around $66,360 to stay comfortably housed. See the full salary breakdown (renting and buying) for Yonkers.
- Is it better to rent or buy in Yonkers?
- With a median home value of $456,500 and median rent of $1,659/month, renting comfortably in Yonkers takes about $66,360/year (the 30% guideline), while buying at the median price takes roughly $104,445/year in principal-and-interest alone (assumes 20% down, a 30-year fixed loan, and current mortgage rates). The right call depends on how long you plan to stay and your down payment.
- Is Yonkers safe?
- FBI data puts Yonkers's violent crime rate at 263.4 per 100,000 residents for 2025 — a useful benchmark alongside other cities you're weighing.
See the full salary breakdown for Yonkers →
Cities with a similar cost of living
Matched on median rent and household income within 15% of Yonkers's.