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Norman, OK Relocation Guide (2026)

Cost of living, housing, and income data for Norman, sourced from the US Census Bureau.

Salary needed to live in Norman →

Source: US Census Bureau ACS 5-Year (2022). Last updated July 2026.

Population in Norman, Oklahoma runs approximately 127,701. Median household income sits at $62,849, landing below the benchmark median we track across cities (-13%).

For renters and buyers alike, Norman offers a median home value of $224,900 (below the tracked median, -31%) and median rent of $1,004 monthly. Local property taxes and current mortgage rates will shape the real cost of buying.

Norman's home-price-to-income ratio of about 3.6× is fairly typical — housing costs track reasonably in line with local pay. The market around Norman shows little movement, with prices up a mere 0.85% compared with a year ago. FEMA classifies Norman's hazard risk as Relatively Moderate, a comparatively low rating among the cities we track.

Personal Affordability Check

Cost of housing in Norman

Median home value is $224,900 and median gross rent is $1,004/month. For buyers, monthly costs depend heavily on current mortgage rates — worth checking before you commit.

FHFA's county-level home price index for Cleveland rose 0.85% over the past year (as of 2025).

HUD's FY 2026 Fair Market Rent for a 2-bedroom unit in the surrounding county is $1,244/month.

Climate & home insurance

FEMA rates Norman's overall natural-hazard risk as Relatively Moderate. Risk level is a major driver of home insurance premiums.

Safety

Norman reported a violent crime rate of 242.9 per 100,000 residents in 2025, per FBI data.

Moving to Norman

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Frequently asked questions

What is the cost of living in Norman, OK?

For a quick read on Norman: homes carry a median value of $224,900, rent runs a median $1,004 monthly, and household income is a median $62,849, all from the US Census Bureau ACS 5-Year (2022).

How much do you need to earn to live comfortably in Norman?

Comfortably affording rent in Norman — where the median runs $1,004/month — typically means earning about $40,160 a year, per the standard 30%-of-income benchmark. See the full salary breakdown (renting and buying) for Norman.

Is it better to rent or buy in Norman?

In Norman, comfortably renting the median unit ($1,004/month) takes about $40,160 in annual income, while buying the median home ($224,900) takes roughly $51,456 a year in principal and interest alone (assumes 20% down, a 30-year fixed loan, and current mortgage rates).

Is Norman safe?

Norman's violent crime rate, per FBI reporting for 2025, stands at 242.9 per 100,000 residents.

See the full salary breakdown for Norman →

Cities with a similar cost of living

Matched on median rent and household income within 15% of Norman's.