Carrollton, TX Relocation Guide (2026)
Cost of living, housing, and income data for Carrollton, sourced from the US Census Bureau.
Salary needed to live in Carrollton →
Source: US Census Bureau ACS 5-Year (2022). Last updated July 2026.
Population in Carrollton, Texas runs approximately 132,284. Median household income sits at $95,380, landing above the benchmark median we track across cities (+32%).
For renters and buyers alike, Carrollton offers a median home value of $327,300 (roughly in line with the tracked median, +0%) and median rent of $1,555 monthly. Local property taxes and current mortgage rates will shape the real cost of buying.
Home prices in Carrollton run about 3.4× the typical household income — among the more affordable ratios we track, and a favorable starting point for buyers. Year-over-year, home prices near Carrollton have eased by about 0.88%, a mild cooldown rather than a sharp drop. FEMA classifies Carrollton's hazard risk as Relatively High. That elevated rating is a major driver of home insurance premiums in the area.
Personal Affordability Check
Renting at $1,555/mo in Carrollton would take 19.6% of your income.
$830/mo under the 30% guideline.
Buying the median home ($327,300) would take 22.0% of your income toward principal & interest.
$478/mo under the 28% guideline.
Cost of housing in Carrollton
Median home value is $327,300 and median gross rent is $1,555/month. For buyers, monthly costs depend heavily on current mortgage rates — worth checking before you commit.
FHFA's county-level home price index for Denton fell 0.88% over the past year (as of 2025).
HUD's FY 2026 Fair Market Rent for a 2-bedroom unit in the surrounding county is $1,931/month.
Climate & home insurance
FEMA rates Carrollton's overall natural-hazard risk as Relatively High. Risk level is a major driver of home insurance premiums.
Safety
Carrollton reported a violent crime rate of 97.9 per 100,000 residents in 2025, per FBI data.
Moving to Carrollton
Planning a move to Carrollton? Compare licensed movers and get quotes based on your origin and move date.
Frequently asked questions
- What is the cost of living in Carrollton, TX?
- In Carrollton, the median home value is $327,300 and median rent is $1,555 per month, against a median household income of $95,380. These figures come from the US Census Bureau ACS 5-Year (2022).
- How much do you need to earn to live comfortably in Carrollton?
- Using the standard 30%-of-income rule of thumb, affording Carrollton's median rent of $1,555/month takes an income of roughly $62,200 a year. See the full salary breakdown (renting and buying) for Carrollton.
- Is it better to rent or buy in Carrollton?
- In Carrollton, comfortably renting the median unit ($1,555/month) takes about $62,200 in annual income, while buying the median home ($327,300) takes roughly $74,885 a year in principal and interest alone (assumes 20% down, a 30-year fixed loan, and current mortgage rates).
- Is Carrollton safe?
- Per FBI Crime Data Explorer figures, Carrollton's violent crime rate was 97.9 per 100,000 residents in 2025.
See the full salary breakdown for Carrollton →
Cities with a similar cost of living
Matched on median rent and household income within 15% of Carrollton's.