Frisco, TX Relocation Guide (2026)
Cost of living, housing, and income data for Frisco, sourced from the US Census Bureau.
Salary needed to live in Frisco →
Source: US Census Bureau ACS 5-Year (2022). Last updated July 2026.
Frisco counts roughly 202,075 residents, and the median household brings in $144,567 annually — +101% relative to the cities in our dataset, putting incomes here above the pack.
In Frisco, the median home is valued at $531,400 — above the median across the cities we track (+63%) — and typical rent runs $1,803 a month. Factor in mortgage rates and property taxes when sizing up whether buying pencils out.
The home-value-to-income ratio in Frisco — around 3.7× — falls into a middle tier, neither notably affordable nor notably stretched. Frisco's home prices have softened modestly, down roughly 0.75% from a year earlier. Natural-hazard exposure in Frisco is rated Relatively High by FEMA, on the elevated end — something to check with insurers before buying.
Personal Affordability Check
Renting at $1,803/mo in Frisco would take 15.0% of your income.
$1,811/mo under the 30% guideline.
Buying the median home ($531,400) would take 23.5% of your income toward principal & interest.
$536/mo under the 28% guideline.
Cost of housing in Frisco
Median home value is $531,400 and median gross rent is $1,803/month. For buyers, monthly costs depend heavily on current mortgage rates — worth checking before you commit.
FHFA's county-level home price index for Collin fell 0.75% over the past year (as of 2025).
HUD's FY 2026 Fair Market Rent for a 2-bedroom unit in the surrounding county is $1,931/month.
Climate & home insurance
FEMA rates Frisco's overall natural-hazard risk as Relatively High. Risk level is a major driver of home insurance premiums.
Safety
Frisco reported a violent crime rate of 98.3 per 100,000 residents in 2025, per FBI data.
Moving to Frisco
Planning a move to Frisco? Compare licensed movers and get quotes based on your origin and move date.
Frequently asked questions
- What is the cost of living in Frisco, TX?
- Cost of living in Frisco centers on housing: median home value runs $531,400, median rent runs $1,803/month, and the typical household earns $144,567 a year. Data via the US Census Bureau ACS 5-Year (2022).
- How much do you need to earn to live comfortably in Frisco?
- A common guideline is that rent should stay under 30% of gross income. With median rent at $1,803/month in Frisco, that implies an income of about $72,120 to keep housing affordable. See the full salary breakdown (renting and buying) for Frisco.
- Is it better to rent or buy in Frisco?
- Buying at Frisco's median home value of $531,400 takes about $121,582 a year in principal-and-interest income (20% down, 30-year fixed, current mortgage rates), compared with roughly $72,120 a year to comfortably rent at the median $1,803/month. Down payment and expected length of stay usually settle the question.
- Is Frisco safe?
- FBI data puts Frisco's violent crime rate at 98.3 per 100,000 residents for 2025 — a useful benchmark alongside other cities you're weighing.
See the full salary breakdown for Frisco →
Cities with a similar cost of living
Matched on median rent and household income within 15% of Frisco's.