Pearland, TX Relocation Guide (2026)
Cost of living, housing, and income data for Pearland, sourced from the US Census Bureau.
Salary needed to live in Pearland →
Source: US Census Bureau ACS 5-Year (2022). Last updated July 2026.
With a population near 124,478, Pearland, Texas sits above the multi-city income median: households earn a typical $111,123 per year (+54% vs. that benchmark).
Home values in Pearland run a median $311,100, roughly in line with the benchmark across cities in our dataset (-5%). Renters see a median monthly cost of $1,622. Mortgage rates and property taxes are worth checking before you commit either way.
Pearland's home-price-to-income ratio of about 2.8× puts it in affordable territory — income here stretches further toward a home purchase than in many cities we track. Year-over-year, home values around Pearland are up 1.44%, a pace in line with a healthy, unremarkable market. Climate and natural-hazard risk in Pearland runs on the lower side, per FEMA's Relatively Moderate rating.
Personal Affordability Check
Renting at $1,622/mo in Pearland would take 17.5% of your income.
$1,156/mo under the 30% guideline.
Buying the median home ($311,100) would take 17.9% of your income toward principal & interest.
$932/mo under the 28% guideline.
Cost of housing in Pearland
Median home value is $311,100 and median gross rent is $1,622/month. For buyers, monthly costs depend heavily on current mortgage rates — worth checking before you commit.
FHFA's county-level home price index for Brazoria rose 1.44% over the past year (as of 2025).
HUD's FY 2026 Fair Market Rent for a 2-bedroom unit in the surrounding county is $1,359/month.
Climate & home insurance
FEMA rates Pearland's overall natural-hazard risk as Relatively Moderate. Risk level is a major driver of home insurance premiums.
Safety
Pearland reported a violent crime rate of 82 per 100,000 residents in 2025, per FBI data.
Moving to Pearland
Planning a move to Pearland? Compare licensed movers and get quotes based on your origin and move date.
Frequently asked questions
- What is the cost of living in Pearland, TX?
- For a quick read on Pearland: homes carry a median value of $311,100, rent runs a median $1,622 monthly, and household income is a median $111,123, all from the US Census Bureau ACS 5-Year (2022).
- How much do you need to earn to live comfortably in Pearland?
- Using the standard 30%-of-income rule of thumb, affording Pearland's median rent of $1,622/month takes an income of roughly $64,880 a year. See the full salary breakdown (renting and buying) for Pearland.
- Is it better to rent or buy in Pearland?
- Pearland's median rent of $1,622/month translates to about $64,880 a year needed to rent comfortably, versus roughly $71,178 a year for principal and interest on the $311,100 median home (20% down, 30-year fixed, today's rates). How long you'll stay is usually the deciding factor.
- Is Pearland safe?
- Per FBI Crime Data Explorer figures, Pearland's violent crime rate was 82 per 100,000 residents in 2025.
See the full salary breakdown for Pearland →
Cities with a similar cost of living
Matched on median rent and household income within 15% of Pearland's.