Round Rock, TX Relocation Guide (2026)
Cost of living, housing, and income data for Round Rock, sourced from the US Census Bureau.
Salary needed to live in Round Rock →
Source: US Census Bureau ACS 5-Year (2022). Last updated July 2026.
Population in Round Rock, Texas runs approximately 120,465. Median household income sits at $91,888, landing above the benchmark median we track across cities (+27%).
For renters and buyers alike, Round Rock offers a median home value of $337,500 (roughly in line with the tracked median, +3%) and median rent of $1,586 monthly. Local property taxes and current mortgage rates will shape the real cost of buying.
Home prices in Round Rock run about 3.7× median household income — a middle-of-the-road ratio, neither a bargain nor a stretch by our tracked standards. The market has cooled around Round Rock: home prices are down about 1.04% compared with a year ago. Climate and natural-hazard risk in Round Rock runs on the lower side, per FEMA's Relatively Moderate rating.
Personal Affordability Check
Renting at $1,586/mo in Round Rock would take 20.7% of your income.
$711/mo under the 30% guideline.
Buying the median home ($337,500) would take 23.5% of your income toward principal & interest.
$342/mo under the 28% guideline.
Cost of housing in Round Rock
Median home value is $337,500 and median gross rent is $1,586/month. For buyers, monthly costs depend heavily on current mortgage rates — worth checking before you commit.
FHFA's county-level home price index for Williamson fell 1.04% over the past year (as of 2025).
HUD's FY 2026 Fair Market Rent for a 2-bedroom unit in the surrounding county is $1,852/month.
Climate & home insurance
FEMA rates Round Rock's overall natural-hazard risk as Relatively Moderate. Risk level is a major driver of home insurance premiums.
Safety
Round Rock reported a violent crime rate of 125.6 per 100,000 residents in 2025, per FBI data.
Moving to Round Rock
Planning a move to Round Rock? Compare licensed movers and get quotes based on your origin and move date.
Frequently asked questions
- What is the cost of living in Round Rock, TX?
- For a quick read on Round Rock: homes carry a median value of $337,500, rent runs a median $1,586 monthly, and household income is a median $91,888, all from the US Census Bureau ACS 5-Year (2022).
- How much do you need to earn to live comfortably in Round Rock?
- Using the standard 30%-of-income rule of thumb, affording Round Rock's median rent of $1,586/month takes an income of roughly $63,440 a year. See the full salary breakdown (renting and buying) for Round Rock.
- Is it better to rent or buy in Round Rock?
- Renting in Round Rock at the median $1,586/month calls for about $63,440 a year under the standard 30% guideline; buying the median home at $337,500 takes roughly $77,218 a year in principal and interest (20% down, 30-year fixed, current rates). Timeline and down payment usually decide which makes more sense.
- Is Round Rock safe?
- In 2025, Round Rock reported 125.6 violent crimes per 100,000 residents, according to FBI data.
See the full salary breakdown for Round Rock →
Cities with a similar cost of living
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