Clearwater vs Cambridge: Cost of Living (2026)

A side-by-side comparison of Clearwater, FL and Cambridge, MA, using US Census Bureau data.

MetricClearwater, FLCambridge, MA
Population116,984117,962
Median household income$59,358$121,539
Median home value$287,900$997,600
Median rent (/mo)$1,389$2,628

Source: US Census Bureau ACS 5-Year (2022). Highlighted cell = more affordable / higher income.

Comparing Clearwater, FL and Cambridge, MA comes down to what you value most. Clearwater has the lower median home value, and Clearwater has the lower median rent.

Cambridge has the higher median household income, which affects how far a paycheck stretches against local housing costs. The table below breaks down the key numbers side by side, all sourced from the US Census Bureau.

Frequently asked questions

Is it cheaper to live in Clearwater or Cambridge?
By median home value, Clearwater is the cheaper of the two ($287,900 vs $997,600). Rent and income differ too — see the full comparison above.
Which has higher salaries, Clearwater or Cambridge?
Median household income is $59,358 in Clearwater versus $121,539 in Cambridge, per the US Census Bureau.

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