Charlotte vs Tampa: Cost of Living & Housing Comparison
Charlotte's median home value is $312,800 — 6% lower than Tampa's $333,200.
Median household income is $74,070 in Charlotte versus $66,802 in Tampa.
Typical rent runs $1,399 in Charlotte and $1,422 in Tampa.
| Metric | Charlotte, NC | Tampa, FL |
|---|---|---|
| Population | 875,045 | 388,768 |
| Median home value | $312,800 | $333,200 |
| Median household income | $74,070 | $66,802 |
| Median gross rent | $1,399 | $1,422 |
| Climate risk (FEMA) | Relatively High | Relatively High |
On housing costs, Charlotte, NC looks more affordable than Tampa, FL — lower median home value and rent. This reflects housing only, not total cost of living.
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Sources: U.S. Census Bureau American Community Survey; FEMA National Risk Index
Data last updated July 2026.