Charlotte vs Dallas: Cost of Living & Housing Comparison
On median home value, Charlotte comes in at $312,800 — 16% higher than Dallas, where the median is $270,700.
Charlotte's median household income runs $74,070, against $63,985 in Dallas.
Median rent is $1,399 in Charlotte, compared with $1,305 in Dallas.
Dallas's FEMA hazard rating (Very High) is higher than Charlotte's (Relatively High) — worth noting if climate risk factors into your decision.
| Metric | Charlotte, NC | Dallas, TX |
|---|---|---|
| Population | 875,045 | 1,300,642 |
| Median home value | $312,800 | $270,700 |
| Median household income | $74,070 | $63,985 |
| Median gross rent | $1,399 | $1,305 |
| Climate risk (FEMA) | Relatively High | Very High |
Dallas, TX comes out ahead on housing affordability versus Charlotte, NC, with both a lower median home value and lower rent. Housing only — not the full cost-of-living picture.
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Sources: U.S. Census Bureau American Community Survey; FEMA National Risk Index
Data last updated July 2026.