Austin vs San Francisco: Cost of Living & Housing Comparison

Austin's median home value is $461,500 — 66% lower than San Francisco's $1,348,700.

Median household income is $86,556 in Austin versus $136,689 in San Francisco.

Typical rent runs $1,549 in Austin and $2,316 in San Francisco.

MetricAustin, TXSan Francisco, CA
Population958,202851,036
Median home value$461,500$1,348,700
Median household income$86,556$136,689
Median gross rent$1,549$2,316
Climate risk (FEMA)Relatively HighVery High

On housing costs, Austin, TX looks more affordable than San Francisco, CA — lower median home value and rent. This reflects housing only, not total cost of living.

Sources: U.S. Census Bureau American Community Survey; FEMA National Risk Index

Data last updated July 2026.

Austin vs San Francisco Home Values, Rent & Income (2026) | RelocateFacts