Rialto, CA Relocation Guide (2026)
Cost of living, housing, and income data for Rialto, sourced from the US Census Bureau.
Salary needed to live in Rialto →
Source: US Census Bureau ACS 5-Year (2022). Last updated July 2026.
With a population near 103,873, Rialto, California sits above the multi-city income median: households earn a typical $80,750 per year (+12% vs. that benchmark).
Home values in Rialto run a median $418,300, above the benchmark across cities in our dataset (+28%). Renters see a median monthly cost of $1,553. Mortgage rates and property taxes are worth checking before you commit either way.
Rialto's home-price-to-income ratio of about 5.2× is fairly typical — housing costs track reasonably in line with local pay. Year-over-year, home values around Rialto are up 1.23%, a pace in line with a healthy, unremarkable market. FEMA classifies Rialto's hazard risk as Very High. That elevated rating is a major driver of home insurance premiums in the area.
Personal Affordability Check
Renting at $1,553/mo in Rialto would take 23.1% of your income.
$466/mo under the 30% guideline.
Buying the median home ($418,300) would take 33.2% of your income toward principal & interest.
$349/mo over the 28% guideline.
Cost of housing in Rialto
Median home value is $418,300 and median gross rent is $1,553/month. For buyers, monthly costs depend heavily on current mortgage rates — worth checking before you commit.
FHFA's county-level home price index for San Bernardino rose 1.23% over the past year (as of 2025).
HUD's FY 2026 Fair Market Rent for a 2-bedroom unit in the surrounding county is $2,201/month.
Climate & home insurance
FEMA rates Rialto's overall natural-hazard risk as Very High. Risk level is a major driver of home insurance premiums.
Safety
Rialto reported a violent crime rate of 582.9 per 100,000 residents in 2025, per FBI data.
Moving to Rialto
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Frequently asked questions
- What is the cost of living in Rialto, CA?
- In Rialto, the median home value is $418,300 and median rent is $1,553 per month, against a median household income of $80,750. These figures come from the US Census Bureau ACS 5-Year (2022).
- How much do you need to earn to live comfortably in Rialto?
- Rialto's median rent of $1,553/month works out to roughly $62,120 in annual income needed, if you're budgeting the standard 30% of gross pay toward rent. See the full salary breakdown (renting and buying) for Rialto.
- Is it better to rent or buy in Rialto?
- Renting in Rialto at the median $1,553/month calls for about $62,120 a year under the standard 30% guideline; buying the median home at $418,300 takes roughly $95,705 a year in principal and interest (20% down, 30-year fixed, current rates). Timeline and down payment usually decide which makes more sense.
- Is Rialto safe?
- In 2025, Rialto reported 582.9 violent crimes per 100,000 residents, according to FBI data.
See the full salary breakdown for Rialto →
Cities with a similar cost of living
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