Roseville, CA Relocation Guide (2026)
Cost of living, housing, and income data for Roseville, sourced from the US Census Bureau.
Salary needed to live in Roseville →
Source: US Census Bureau ACS 5-Year (2022). Last updated July 2026.
Roughly 148,879 people call Roseville, California home. Household income runs $112,265 at the median, above what we see across the broader set of cities (+56%).
Housing costs are a defining factor for anyone relocating to Roseville. The median home value sits at $596,700 (above the multi-city median at +83%), while renters pay a median of $1,940 per month. Buyers should weigh current mortgage rates and local property taxes against these figures before committing.
Roseville's home-price-to-income ratio of about 5.3× is fairly typical — housing costs track reasonably in line with local pay. The market around Roseville shows little movement, with prices up a mere 0.91% compared with a year ago. FEMA classifies Roseville's hazard risk as Relatively Moderate, a comparatively low rating among the cities we track.
Personal Affordability Check
Renting at $1,940/mo in Roseville would take 20.7% of your income.
$867/mo under the 30% guideline.
Buying the median home ($596,700) would take 34.0% of your income toward principal & interest.
$566/mo over the 28% guideline.
Cost of housing in Roseville
Median home value is $596,700 and median gross rent is $1,940/month. For buyers, monthly costs depend heavily on current mortgage rates — worth checking before you commit.
FHFA's county-level home price index for Placer rose 0.91% over the past year (as of 2025).
HUD's FY 2026 Fair Market Rent for a 2-bedroom unit in the surrounding county is $2,255/month.
Climate & home insurance
FEMA rates Roseville's overall natural-hazard risk as Relatively Moderate. Risk level is a major driver of home insurance premiums.
Safety
Roseville reported a violent crime rate of 192 per 100,000 residents in 2025, per FBI data.
Moving to Roseville
Planning a move to Roseville? Compare licensed movers and get quotes based on your origin and move date.
Frequently asked questions
- What is the cost of living in Roseville, CA?
- For a quick read on Roseville: homes carry a median value of $596,700, rent runs a median $1,940 monthly, and household income is a median $112,265, all from the US Census Bureau ACS 5-Year (2022).
- How much do you need to earn to live comfortably in Roseville?
- Using the standard 30%-of-income rule of thumb, affording Roseville's median rent of $1,940/month takes an income of roughly $77,600 a year. See the full salary breakdown (renting and buying) for Roseville.
- Is it better to rent or buy in Roseville?
- Roseville's median rent of $1,940/month translates to about $77,600 a year needed to rent comfortably, versus roughly $136,522 a year for principal and interest on the $596,700 median home (20% down, 30-year fixed, today's rates). How long you'll stay is usually the deciding factor.
- Is Roseville safe?
- Roseville's violent crime rate, per FBI reporting for 2025, stands at 192 per 100,000 residents.
See the full salary breakdown for Roseville →
Cities with a similar cost of living
Matched on median rent and household income within 15% of Roseville's.