McKinney, TX Relocation Guide (2026)
Cost of living, housing, and income data for McKinney, sourced from the US Census Bureau.
Source: US Census Bureau ACS 5-Year (2022). Last updated July 2026.
in-content-top (set NEXT_PUBLIC_ADSENSE_CLIENT to serve real ads)McKinney, Texas is home to roughly 196,160 residents. The typical household earns $113,286 per year — above the median across cities we track (+57%).
Housing costs are a defining factor for anyone relocating here. The median home value sits at $400,400 (above the multi-city median at +22%), while renters pay a median of $1,740 per month. Buyers should weigh current mortgage rates and local property taxes against these figures before committing.
Cost of housing in McKinney
Median home value is $400,400 and median gross rent is $1,740/month. For buyers, monthly costs depend heavily on current mortgage rates — worth checking before you commit.
Walkability & transit
Walkability data (Walk Score) will appear here once enrichment is run for McKinney.
Climate & home insurance
Climate and flood-risk data (FEMA National Risk Index) will appear here once enrichment is run. Home insurance costs vary widely by region and risk profile.
in-content-mid (set NEXT_PUBLIC_ADSENSE_CLIENT to serve real ads)Moving to McKinney
Planning a move to McKinney? Compare licensed movers and get quotes based on your origin and move date.
Frequently asked questions
- What is the cost of living in McKinney, TX?
- In McKinney, the median home value is $400,400 and median rent is $1,740 per month, against a median household income of $113,286. These figures come from the US Census Bureau ACS 5-Year (2022).
- How much do you need to earn to live comfortably in McKinney?
- A common guideline is that rent should stay under 30% of gross income. With median rent at $1,740/month, that implies an income of about $69,600 to keep housing affordable in McKinney.
- Is it better to rent or buy in McKinney?
- With a median home value of $400,400 and median rent of $1,740/month, the buy-vs-rent decision in McKinney depends on how long you plan to stay, current mortgage rates, and your down payment. Compare monthly mortgage estimates against the rent figure above.