Nampa, ID Relocation Guide (2026)
Cost of living, housing, and income data for Nampa, sourced from the US Census Bureau.
Salary needed to live in Nampa →
Source: US Census Bureau ACS 5-Year (2022). Last updated July 2026.
With a population near 102,598, Nampa, Idaho sits roughly in line with the multi-city income median: households earn a typical $67,346 per year (-7% vs. that benchmark).
Home values in Nampa run a median $289,400, below the benchmark across cities in our dataset (-11%). Renters see a median monthly cost of $1,201. Mortgage rates and property taxes are worth checking before you commit either way.
Home values run about 4.3× median income in Nampa, putting it squarely in the balanced range among the cities we cover. Prices in the area have gained 1.36% year over year, a moderate pace that suggests a stable market around Nampa. Climate and natural-hazard risk in Nampa runs on the lower side, per FEMA's Relatively Low rating.
Personal Affordability Check
Renting at $1,201/mo in Nampa would take 21.4% of your income.
$483/mo under the 30% guideline.
Buying the median home ($289,400) would take 27.5% of your income toward principal & interest.
$26/mo under the 28% guideline.
Cost of housing in Nampa
Median home value is $289,400 and median gross rent is $1,201/month. For buyers, monthly costs depend heavily on current mortgage rates — worth checking before you commit.
FHFA's county-level home price index for Canyon rose 1.36% over the past year (as of 2025).
HUD's FY 2026 Fair Market Rent for a 2-bedroom unit in the surrounding county is $1,655/month.
Climate & home insurance
FEMA rates Nampa's overall natural-hazard risk as Relatively Low. Risk level is a major driver of home insurance premiums.
Safety
Nampa reported a violent crime rate of 309.7 per 100,000 residents in 2025, per FBI data.
Moving to Nampa
Planning a move to Nampa? Compare licensed movers and get quotes based on your origin and move date.
Frequently asked questions
- What is the cost of living in Nampa, ID?
- In Nampa, the median home value is $289,400 and median rent is $1,201 per month, against a median household income of $67,346. These figures come from the US Census Bureau ACS 5-Year (2022).
- How much do you need to earn to live comfortably in Nampa?
- Using the standard 30%-of-income rule of thumb, affording Nampa's median rent of $1,201/month takes an income of roughly $48,040 a year. See the full salary breakdown (renting and buying) for Nampa.
- Is it better to rent or buy in Nampa?
- Nampa's median rent of $1,201/month translates to about $48,040 a year needed to rent comfortably, versus roughly $66,213 a year for principal and interest on the $289,400 median home (20% down, 30-year fixed, today's rates). How long you'll stay is usually the deciding factor.
- Is Nampa safe?
- In 2025, Nampa reported 309.7 violent crimes per 100,000 residents, according to FBI data.
See the full salary breakdown for Nampa →
Cities with a similar cost of living
Matched on median rent and household income within 15% of Nampa's.