Lexington-Fayette urban county, KY Relocation Guide (2026)

Cost of living, housing, and income data for Lexington-Fayette urban county, sourced from the US Census Bureau.

321,276
Population
$66,087
Median household income
-9% vs tracked median
$247,900
Median home value
-24% vs tracked median
$1,065/mo
Median rent
-24% vs tracked median

Source: US Census Bureau ACS 5-Year (2022). Last updated July 2026.

Lexington-Fayette urban county, Kentucky is home to roughly 321,276 residents. The typical household earns $66,087 per year — roughly in line with the median across cities we track (-9%).

Housing costs are a defining factor for anyone relocating here. The median home value sits at $247,900 (below the multi-city median at -24%), while renters pay a median of $1,065 per month. Buyers should weigh current mortgage rates and local property taxes against these figures before committing.

Cost of housing in Lexington-Fayette urban county

Median home value is $247,900 and median gross rent is $1,065/month. For buyers, monthly costs depend heavily on current mortgage rates — worth checking before you commit.

Walkability & transit

Walkability data (Walk Score) will appear here once enrichment is run for Lexington-Fayette urban county.

Climate & home insurance

Climate and flood-risk data (FEMA National Risk Index) will appear here once enrichment is run. Home insurance costs vary widely by region and risk profile.

Moving to Lexington-Fayette urban county

Planning a move to Lexington-Fayette urban county? Compare licensed movers and get quotes based on your origin and move date.

Frequently asked questions

What is the cost of living in Lexington-Fayette urban county, KY?
In Lexington-Fayette urban county, the median home value is $247,900 and median rent is $1,065 per month, against a median household income of $66,087. These figures come from the US Census Bureau ACS 5-Year (2022).
How much do you need to earn to live comfortably in Lexington-Fayette urban county?
A common guideline is that rent should stay under 30% of gross income. With median rent at $1,065/month, that implies an income of about $42,600 to keep housing affordable in Lexington-Fayette urban county.
Is it better to rent or buy in Lexington-Fayette urban county?
With a median home value of $247,900 and median rent of $1,065/month, the buy-vs-rent decision in Lexington-Fayette urban county depends on how long you plan to stay, current mortgage rates, and your down payment. Compare monthly mortgage estimates against the rent figure above.

Compare Lexington-Fayette urban county to similar cities