Salary Needed to Live in Lexington-Fayette urban county, KY (2026)

$42,600
Renting comfortably
at the median rent of $1,065/month
$56,718
Buying at the median price
principal & interest only, on a $247,900 home

Source: US Census Bureau ACS 5-Year (2022). Last updated July 2026.

Based on the standard guideline that rent shouldn't exceed 30% of gross income.

Assumes a 20% down payment, a 30-year fixed loan at 7.03% (the current Freddie Mac national average as of September 2026), and the standard 28% front-end debt-to-income guideline. Principal and interest only — does not include property tax, insurance, or HOA fees, which vary significantly by location.

← Back to Lexington-Fayette urban county overview