Lynn, MA Relocation Guide (2026)
Cost of living, housing, and income data for Lynn, sourced from the US Census Bureau.
Salary needed to live in Lynn →
Source: US Census Bureau ACS 5-Year (2022). Last updated July 2026.
With a population near 100,653, Lynn, Massachusetts sits roughly in line with the multi-city income median: households earn a typical $70,046 per year (-3% vs. that benchmark).
Home values in Lynn run a median $442,800, above the benchmark across cities in our dataset (+36%). Renters see a median monthly cost of $1,511. Mortgage rates and property taxes are worth checking before you commit either way.
Lynn's home-price-to-income ratio of about 6.3× signals a meaningfully stretched housing market relative to local incomes. Year-over-year, home values around Lynn are up 4.84%, a pace in line with a healthy, unremarkable market. Climate and natural-hazard risk in Lynn runs on the higher side, per FEMA's Relatively High rating — insurance premiums often track this closely.
Personal Affordability Check
Renting at $1,511/mo in Lynn would take 25.9% of your income.
$240/mo under the 30% guideline.
Buying the median home ($442,800) would take 40.5% of your income toward principal & interest.
$730/mo over the 28% guideline.
Cost of housing in Lynn
Median home value is $442,800 and median gross rent is $1,511/month. For buyers, monthly costs depend heavily on current mortgage rates — worth checking before you commit.
FHFA's county-level home price index for Essex rose 4.84% over the past year (as of 2025).
Climate & home insurance
FEMA rates Lynn's overall natural-hazard risk as Relatively High. Risk level is a major driver of home insurance premiums.
Safety
Lynn reported a violent crime rate of 560.6 per 100,000 residents in 2025, per FBI data.
Moving to Lynn
Planning a move to Lynn? Compare licensed movers and get quotes based on your origin and move date.
Frequently asked questions
- What is the cost of living in Lynn, MA?
- For a quick read on Lynn: homes carry a median value of $442,800, rent runs a median $1,511 monthly, and household income is a median $70,046, all from the US Census Bureau ACS 5-Year (2022).
- How much do you need to earn to live comfortably in Lynn?
- Using the standard 30%-of-income rule of thumb, affording Lynn's median rent of $1,511/month takes an income of roughly $60,440 a year. See the full salary breakdown (renting and buying) for Lynn.
- Is it better to rent or buy in Lynn?
- In Lynn, comfortably renting the median unit ($1,511/month) takes about $60,440 in annual income, while buying the median home ($442,800) takes roughly $101,310 a year in principal and interest alone (assumes 20% down, a 30-year fixed loan, and current mortgage rates).
- Is Lynn safe?
- Per FBI Crime Data Explorer figures, Lynn's violent crime rate was 560.6 per 100,000 residents in 2025.
See the full salary breakdown for Lynn →
Cities with a similar cost of living
Matched on median rent and household income within 15% of Lynn's.