Clarksville, TN Relocation Guide (2026)
Cost of living, housing, and income data for Clarksville, sourced from the US Census Bureau.
Salary needed to live in Clarksville →
Source: US Census Bureau ACS 5-Year (2022). Last updated July 2026.
With a population near 167,882, Clarksville, Tennessee sits below the multi-city income median: households earn a typical $62,688 per year (-13% vs. that benchmark).
Home values in Clarksville run a median $213,200, below the benchmark across cities in our dataset (-35%). Renters see a median monthly cost of $1,119. Mortgage rates and property taxes are worth checking before you commit either way.
With home values running about 3.4× median income, Clarksville lands on the affordable side of the housing-cost spectrum. Prices in the area have gained 3.66% year over year, a moderate pace that suggests a stable market around Clarksville. Climate and natural-hazard risk in Clarksville runs on the lower side, per FEMA's Relatively Moderate rating.
Personal Affordability Check
Renting at $1,119/mo in Clarksville would take 21.4% of your income.
$448/mo under the 30% guideline.
Buying the median home ($213,200) would take 21.8% of your income toward principal & interest.
$325/mo under the 28% guideline.
Cost of housing in Clarksville
Median home value is $213,200 and median gross rent is $1,119/month. For buyers, monthly costs depend heavily on current mortgage rates — worth checking before you commit.
FHFA's county-level home price index for Montgomery rose 3.66% over the past year (as of 2025).
HUD's FY 2026 Fair Market Rent for a 2-bedroom unit in the surrounding county is $1,346/month.
Climate & home insurance
FEMA rates Clarksville's overall natural-hazard risk as Relatively Moderate. Risk level is a major driver of home insurance premiums.
Safety
Clarksville reported a violent crime rate of 366.3 per 100,000 residents in 2025, per FBI data.
Moving to Clarksville
Planning a move to Clarksville? Compare licensed movers and get quotes based on your origin and move date.
Frequently asked questions
- What is the cost of living in Clarksville, TN?
- For a quick read on Clarksville: homes carry a median value of $213,200, rent runs a median $1,119 monthly, and household income is a median $62,688, all from the US Census Bureau ACS 5-Year (2022).
- How much do you need to earn to live comfortably in Clarksville?
- Clarksville's median rent of $1,119/month works out to roughly $44,760 in annual income needed, if you're budgeting the standard 30% of gross pay toward rent. See the full salary breakdown (renting and buying) for Clarksville.
- Is it better to rent or buy in Clarksville?
- Renting in Clarksville at the median $1,119/month calls for about $44,760 a year under the standard 30% guideline; buying the median home at $213,200 takes roughly $48,779 a year in principal and interest (20% down, 30-year fixed, current rates). Timeline and down payment usually decide which makes more sense.
- Is Clarksville safe?
- Per FBI Crime Data Explorer figures, Clarksville's violent crime rate was 366.3 per 100,000 residents in 2025.
See the full salary breakdown for Clarksville →
Cities with a similar cost of living
Matched on median rent and household income within 15% of Clarksville's.