Tyler, TX Relocation Guide (2026)
Cost of living, housing, and income data for Tyler, sourced from the US Census Bureau.
Salary needed to live in Tyler →
Source: US Census Bureau ACS 5-Year (2022). Last updated July 2026.
Roughly 106,440 people call Tyler, Texas home. Household income runs $63,056 at the median, below what we see across the broader set of cities (-13%).
Housing costs are a defining factor for anyone relocating to Tyler. The median home value sits at $205,200 (below the multi-city median at -37%), while renters pay a median of $1,113 per month. Buyers should weigh current mortgage rates and local property taxes against these figures before committing.
Tyler's home-price-to-income ratio of about 3.3× puts it in affordable territory — income here stretches further toward a home purchase than in many cities we track. Prices in the area have gained 1.85% year over year, a moderate pace that suggests a stable market around Tyler. Tyler carries a Relatively Moderate hazard rating from FEMA, on the lower end of what we track.
Personal Affordability Check
Renting at $1,113/mo in Tyler would take 21.2% of your income.
$463/mo under the 30% guideline.
Buying the median home ($205,200) would take 20.8% of your income toward principal & interest.
$376/mo under the 28% guideline.
Cost of housing in Tyler
Median home value is $205,200 and median gross rent is $1,113/month. For buyers, monthly costs depend heavily on current mortgage rates — worth checking before you commit.
FHFA's county-level home price index for Smith rose 1.85% over the past year (as of 2025).
HUD's FY 2026 Fair Market Rent for a 2-bedroom unit in the surrounding county is $1,338/month.
Climate & home insurance
FEMA rates Tyler's overall natural-hazard risk as Relatively Moderate. Risk level is a major driver of home insurance premiums.
Safety
Tyler reported a violent crime rate of 365.7 per 100,000 residents in 2025, per FBI data.
Moving to Tyler
Planning a move to Tyler? Compare licensed movers and get quotes based on your origin and move date.
Frequently asked questions
- What is the cost of living in Tyler, TX?
- Tyler's key cost-of-living figures: $205,200 median home value, $1,113 median monthly rent, and $63,056 median household income, per the US Census Bureau ACS 5-Year (2022).
- How much do you need to earn to live comfortably in Tyler?
- Comfortably affording rent in Tyler — where the median runs $1,113/month — typically means earning about $44,520 a year, per the standard 30%-of-income benchmark. See the full salary breakdown (renting and buying) for Tyler.
- Is it better to rent or buy in Tyler?
- Renting in Tyler at the median $1,113/month calls for about $44,520 a year under the standard 30% guideline; buying the median home at $205,200 takes roughly $46,949 a year in principal and interest (20% down, 30-year fixed, current rates). Timeline and down payment usually decide which makes more sense.
- Is Tyler safe?
- In 2025, Tyler reported 365.7 violent crimes per 100,000 residents, according to FBI data.
See the full salary breakdown for Tyler →
Cities with a similar cost of living
Matched on median rent and household income within 15% of Tyler's.