Pueblo, CO Relocation Guide (2026)
Cost of living, housing, and income data for Pueblo, sourced from the US Census Bureau.
Salary needed to live in Pueblo →
Source: US Census Bureau ACS 5-Year (2022). Last updated July 2026.
With a population near 111,430, Pueblo, Colorado sits below the multi-city income median: households earn a typical $52,794 per year (-27% vs. that benchmark).
Home values in Pueblo run a median $197,700, below the benchmark across cities in our dataset (-39%). Renters see a median monthly cost of $940. Mortgage rates and property taxes are worth checking before you commit either way.
Home prices in Pueblo run about 3.7× median household income — a middle-of-the-road ratio, neither a bargain nor a stretch by our tracked standards. The market has cooled around Pueblo: home prices are down about 1.65% compared with a year ago. Climate and natural-hazard risk in Pueblo runs on the lower side, per FEMA's Relatively Moderate rating.
Personal Affordability Check
Renting at $940/mo in Pueblo would take 21.4% of your income.
$380/mo under the 30% guideline.
Buying the median home ($197,700) would take 24.0% of your income toward principal & interest.
$176/mo under the 28% guideline.
Cost of housing in Pueblo
Median home value is $197,700 and median gross rent is $940/month. For buyers, monthly costs depend heavily on current mortgage rates — worth checking before you commit.
FHFA's county-level home price index for Pueblo fell 1.65% over the past year (as of 2025).
HUD's FY 2026 Fair Market Rent for a 2-bedroom unit in the surrounding county is $1,269/month.
Climate & home insurance
FEMA rates Pueblo's overall natural-hazard risk as Relatively Moderate. Risk level is a major driver of home insurance premiums.
Safety
Pueblo reported a violent crime rate of 1177.7 per 100,000 residents in 2025, per FBI data.
Moving to Pueblo
Planning a move to Pueblo? Compare licensed movers and get quotes based on your origin and move date.
Frequently asked questions
- What is the cost of living in Pueblo, CO?
- For a quick read on Pueblo: homes carry a median value of $197,700, rent runs a median $940 monthly, and household income is a median $52,794, all from the US Census Bureau ACS 5-Year (2022).
- How much do you need to earn to live comfortably in Pueblo?
- Using the standard 30%-of-income rule of thumb, affording Pueblo's median rent of $940/month takes an income of roughly $37,600 a year. See the full salary breakdown (renting and buying) for Pueblo.
- Is it better to rent or buy in Pueblo?
- Renting in Pueblo at the median $940/month calls for about $37,600 a year under the standard 30% guideline; buying the median home at $197,700 takes roughly $45,233 a year in principal and interest (20% down, 30-year fixed, current rates). Timeline and down payment usually decide which makes more sense.
- Is Pueblo safe?
- Pueblo's violent crime rate, per FBI reporting for 2025, stands at 1177.7 per 100,000 residents.
See the full salary breakdown for Pueblo →
Cities with a similar cost of living
Matched on median rent and household income within 15% of Pueblo's.