Edinburg, TX Relocation Guide (2026)
Cost of living, housing, and income data for Edinburg, sourced from the US Census Bureau.
Salary needed to live in Edinburg →
Source: US Census Bureau ACS 5-Year (2022). Last updated July 2026.
With a population near 100,964, Edinburg, Texas sits below the multi-city income median: households earn a typical $54,139 per year (-25% vs. that benchmark).
Home values in Edinburg run a median $159,600, below the benchmark across cities in our dataset (-51%). Renters see a median monthly cost of $920. Mortgage rates and property taxes are worth checking before you commit either way.
Edinburg's home-price-to-income ratio of about 2.9× puts it in affordable territory — income here stretches further toward a home purchase than in many cities we track. Year-over-year, home values around Edinburg are up 4.1%, a pace in line with a healthy, unremarkable market. Climate and natural-hazard risk in Edinburg runs on the higher side, per FEMA's Relatively High rating — insurance premiums often track this closely.
Personal Affordability Check
Renting at $920/mo in Edinburg would take 20.4% of your income.
$433/mo under the 30% guideline.
Buying the median home ($159,600) would take 18.9% of your income toward principal & interest.
$411/mo under the 28% guideline.
Cost of housing in Edinburg
Median home value is $159,600 and median gross rent is $920/month. For buyers, monthly costs depend heavily on current mortgage rates — worth checking before you commit.
FHFA's county-level home price index for Hidalgo rose 4.1% over the past year (as of 2025).
HUD's FY 2026 Fair Market Rent for a 2-bedroom unit in the surrounding county is $1,060/month.
Climate & home insurance
FEMA rates Edinburg's overall natural-hazard risk as Relatively High. Risk level is a major driver of home insurance premiums.
Safety
Edinburg reported a violent crime rate of 213 per 100,000 residents in 2025, per FBI data.
Moving to Edinburg
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Frequently asked questions
- What is the cost of living in Edinburg, TX?
- Edinburg's key cost-of-living figures: $159,600 median home value, $920 median monthly rent, and $54,139 median household income, per the US Census Bureau ACS 5-Year (2022).
- How much do you need to earn to live comfortably in Edinburg?
- Using the standard 30%-of-income rule of thumb, affording Edinburg's median rent of $920/month takes an income of roughly $36,800 a year. See the full salary breakdown (renting and buying) for Edinburg.
- Is it better to rent or buy in Edinburg?
- Renting in Edinburg at the median $920/month calls for about $36,800 a year under the standard 30% guideline; buying the median home at $159,600 takes roughly $36,516 a year in principal and interest (20% down, 30-year fixed, current rates). Timeline and down payment usually decide which makes more sense.
- Is Edinburg safe?
- Edinburg's violent crime rate, per FBI reporting for 2025, stands at 213 per 100,000 residents.
See the full salary breakdown for Edinburg →
Cities with a similar cost of living
Matched on median rent and household income within 15% of Edinburg's.