St. Louis, MO Relocation Guide (2026)
Cost of living, housing, and income data for St. Louis, sourced from the US Census Bureau.
Source: US Census Bureau ACS 5-Year (2022). Last updated July 2026.
in-content-top (set NEXT_PUBLIC_ADSENSE_CLIENT to serve real ads)St. Louis, Missouri is home to roughly 298,018 residents. The typical household earns $52,941 per year — below the median across cities we track (-27%).
Housing costs are a defining factor for anyone relocating here. The median home value sits at $174,100 (below the multi-city median at -47%), while renters pay a median of $938 per month. Buyers should weigh current mortgage rates and local property taxes against these figures before committing.
Cost of housing in St. Louis
Median home value is $174,100 and median gross rent is $938/month. For buyers, monthly costs depend heavily on current mortgage rates — worth checking before you commit.
Walkability & transit
Walkability data (Walk Score) will appear here once enrichment is run for St. Louis.
Climate & home insurance
Climate and flood-risk data (FEMA National Risk Index) will appear here once enrichment is run. Home insurance costs vary widely by region and risk profile.
in-content-mid (set NEXT_PUBLIC_ADSENSE_CLIENT to serve real ads)Moving to St. Louis
Planning a move to St. Louis? Compare licensed movers and get quotes based on your origin and move date.
Frequently asked questions
- What is the cost of living in St. Louis, MO?
- In St. Louis, the median home value is $174,100 and median rent is $938 per month, against a median household income of $52,941. These figures come from the US Census Bureau ACS 5-Year (2022).
- How much do you need to earn to live comfortably in St. Louis?
- A common guideline is that rent should stay under 30% of gross income. With median rent at $938/month, that implies an income of about $37,520 to keep housing affordable in St. Louis.
- Is it better to rent or buy in St. Louis?
- With a median home value of $174,100 and median rent of $938/month, the buy-vs-rent decision in St. Louis depends on how long you plan to stay, current mortgage rates, and your down payment. Compare monthly mortgage estimates against the rent figure above.